M&T is one of few banks to offer services in Baltimore and New York City, but their e-banking service sucks ass. Be prepared to not have online access to your funds if you open an account with M&T.

A service rep. recommended to ‘bookmark our homepage instead of the web-banking sign on page’ (after deleting cache, cookies, and browser history). This works for about 24 hours, and then another random error message returns until the process is repeated. M&T – Fix yo shit!